We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's ups and downs and in doing so, can support you through any hard times you might run into. We won't go out of business when the times get hard, like some other accounts receivable factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring firm is a suitable fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the best match for your company - it could be us or another accounts receivable factoring company.

We have an enviable network of accounts receivable factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take some time to tell us about your needs, we have all the confidence in the world that you will find just what you need..

A lot of accounts receivable factoring firms let you pick and choose your customers that you would like to factor. Except a handful of them normally require a minimum dollar amount prior to working with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is much the same as carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

A lot of accounts receivable factoring firms try not be upfront about their fees. It is baffling why they do this. You can be sure, We will not treat you this way.  We are unconditionally transparent about our fees. When you apply, you are given an easy to understand, no obligation rate proposal with the fee for your business. See which other factoring company, If any, will be that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people and we have jumped many of the hurdles that a business deals with. We take the time to hear your story, learn your concerns. Based on that information we will put together a custom-made solution for you. A lot of factoring companies notably the Silicon Valley ones first and foremost rely on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

A lot of accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business intimately, and can support you in ways the others just can't or simply won't.

Don't overlook the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we track each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to correct them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Keep your eye on negative payment trends. This is crucial to prevent unnecessary write-offs.

We make sure to use first-rate technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. A lot of other companies are not even remotely close.